Find the best Medicare, ACA, and private health insurance plans for you and your family today.
At Mike Pinotti Health Insurance, we take the confusion out of choosing a health plan — with personalized, one-on-one guidance at no cost to you.
We sit down with you to understand your needs, health situation, and budget — then find the plan that truly fits, not just the one that's easiest to sell.
We work with a vast network of top hospitals, clinics, and specialists. Our clients have access to the best medical care available across the country.
Our consultations are completely free. We're compensated by the insurance companies — so you get expert guidance without paying a dime out of pocket.
Whether you're approaching Medicare age, shopping on the marketplace, or need group coverage — we have options for every situation.
All-in-one plans that bundle hospital, medical, and often drug coverage. Many have $0 premiums.
Learn more →Medigap plans that fill the gaps in Original Medicare and protect you from unexpected costs.
Learn more →Marketplace plans through MNsure with potential premium subsidies based on your income.
Learn more →Small business group plans and individual private health insurance for all life stages.
Get a quote →From individuals and families to students, employees, and the self-employed — unexpected health costs can happen to anyone. We help everyone find a plan that works.
We love our customers. Feel free to visit during normal business hours — no appointment necessary for a quick question.
416 Bear Avenue South
Vadnais Heights, Minnesota 55127
United States
| Monday – Friday | 9:00 am – 5:00 pm |
| Saturday | By appointment |
| Sunday | Closed |
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