Privacy Policy

Effective Date: September 16, 2026

Mike Pinotti Health Insurance ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and the choices you have — including specific protections around SMS/text messaging communications.

Information We Collect

We may collect the following types of information when you visit our website, request a quote, schedule an appointment, or communicate with us:

• Contact information, such as your name, mailing address, email address, and phone number.
• Information you provide in web forms, including insurance questions, coverage needs, and messages sent through our Contact Us page.
• Your mobile phone number and consent status when you opt in to receive text messages from us.
• Technical information such as browser type, device information, and cookies (see “Cookies and Tracking” below).

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide the quotes or plan information you request.
• Schedule and manage appointments and consultations.
• Send appointment reminders, enrollment period updates, and plan information — including by text message if you have opted in.
• Improve our website and services.
• Comply with legal and regulatory obligations.

SMS Privacy Policy

If you opt in to receive text messages from Mike Pinotti Health Insurance, the mobile number you provide and your consent status are used solely to deliver the messages described in our SMS Terms and Conditions. This information is collected, used, and stored for that purpose only — it is never sold, rented, or shared with third parties or affiliates for their own marketing purposes, and is never used for anything unrelated to our text messaging program. Message frequency may vary, and message and data rates may apply. You may opt out at any time by texting STOP, or get help by texting HELP or visiting www.michaelpinotti.com.

How We Share Information

Outside of the SMS consent protections described above, we may share information with:

• Insurance carriers and plan administrators, as needed to process quotes, applications, and enrollments you request.
• Service providers who help us operate our website, scheduling, and communications, under confidentiality obligations.
• Government agencies or regulators when required by law.

We do not sell your personal information.

Cookies and Tracking

Our website uses cookies to analyze traffic and improve your browsing experience. You can accept or decline non-essential cookies using the cookie banner shown when you first visit our site, and you can manage cookie preferences through your browser settings at any time.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

• You may opt out of text messages at any time by texting STOP to any message you receive from us.
• You may unsubscribe from email updates using the link in any email, or by contacting us directly.
• You may request access to, correction of, or deletion of your personal information by contacting us using the information below.

Children’s Privacy

Our website and services are not directed to children, and we do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

Mike Pinotti Health Insurance
416 Bear Avenue South, Vadnais Heights, MN 55127
Phone: 888-367-0001
Email: healthins@michaelpinotti.com