Terms of use for our website and text messaging program.
Effective Date: September 16, 2026
These Terms & Conditions (“Terms”) govern your use of the Mike Pinotti Health Insurance website and our text messaging program. By using our website or opting in to receive text messages from us, you agree to these Terms.
By providing your mobile phone number and opting in through our website, by phone, or in person, you consent to receive text messages from Mike Pinotti Health Insurance at the number provided. The following terms apply to our SMS messaging program:
Information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
If consent has been given to receive text messages from Mike Pinotti Health Insurance, messages may be received related to the following:
Message frequency may vary depending on the type of communication and time of year. For example, during Medicare’s Annual Enrollment Period (October through January), you may receive up to 300 SMS messages per month related to customer care; from February through September, message volume is typically lower.
Standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if a message is sent domestically or internationally.
Opt-in to receive SMS messages from Mike Pinotti Health Insurance can be done in the following way:
Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.
For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at www.michaelpinotti.com or by calling 888-367-0001.
If SMS messages are not desired, the SMS consent box on our forms can simply be left unchecked.
Carriers are not liable for delayed or undelivered messages, and not all mobile devices or carriers may be supported.
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this site by any third party.
Information on this website is provided for general informational purposes only and does not constitute insurance, legal, or medical advice. Plan availability, pricing, and coverage details should be confirmed directly with Mike Pinotti or the applicable insurance carrier.
All content on this website, including text, graphics, logos, and images, is the property of Mike Pinotti Health Insurance or its licensors and may not be used without permission.
To the fullest extent permitted by law, Mike Pinotti Health Insurance shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our text messaging program.
These Terms are governed by the laws of the State of Minnesota, without regard to its conflict of law provisions.
We may update these Terms from time to time. Continued use of our website or text messaging program after changes are posted constitutes acceptance of the revised Terms.
Mike Pinotti Health Insurance
416 Bear Avenue South, Vadnais Heights, MN 55127
Phone: 888-367-0001
Email: healthins@michaelpinotti.com